Services
Your financial life doesn't fit neatly into separate categories.
Income, taxes, investments, retirement, business decisions, insurance, and estate planning all affect one another. We help bring those pieces together so you can make informed decisions with a clear understanding of the bigger picture.
Choose the level of support that makes sense for you.
Service Overview
Every relationship begins with a comprehensive financial planning engagement.
From there, you choose whether you'd like to implement the recommendations yourself, have us stay involved throughout the year, or add professional investment management to the relationship.
For people who want the plan and are comfortable implementing it themselves.
We analyze your financial picture, identify opportunities, work through the key decisions, and give you a prioritized course of action.
$3,500starting price
For people who want a financial partner in their corner throughout the year.
We stay involved as decisions come up, help implement recommendations, coordinate with other professionals, and keep your financial strategy current as your circumstances change.
$7,200starting price
For people who want ongoing planning and professional investment management in the same relationship.
We manage your portfolio in the context of your broader financial plan, so investment decisions remain connected to your cash flow, taxes, goals, risk, and long-term strategy.
Starting prices. Final fees depend on scope, complexity, and assets managed.
The Difference
The planning process is built around the same philosophy.
What changes is how much support you want after the initial plan is complete.
| One-Time Financial Plan | Ongoing Planning | Wealth Management | |
|---|---|---|---|
| Comprehensive financial planning | ✓Included | ✓Included | ✓Included |
| Cash-flow & tax-aware planning | ✓Included | ✓Included | ✓Included |
| Investment strategy | ✓Included | ✓Included | ✓Included |
| Insurance & estate planning review | ✓Included | ✓Included | ✓Included |
| Written recommendations & action items | ✓Included | ✓Included | ✓Included |
| Ongoing decision support | —Not included | ✓Included | ✓Included |
| Implementation support | You | We help | We help |
| Portfolio management | —Not included | —Not included | ✓Included |
| Ongoing plan updates | —Not included | ✓Included | ✓Included |
| Starting price | $3,500 | $7,200/year | 1.00%on the first $1,000,000; see full schedule below |
What We Plan Around
The exact scope depends on your situation and the service you choose, but our planning can include:
How the Services Work Together
We don't start with your investment portfolio.
We start by understanding your financial life.
Once we understand your income, cash flow, taxes, goals, risk, and time horizon, we can determine what role your investments should play.
That's why our Wealth Management service combines financial planning with portfolio management.
The portfolio serves the plan—not the other way around.
Tax-Aware Planning
When you're earning significant income or building substantial wealth, taxes can influence nearly every major financial decision.
A Roth conversion affects your tax bill today and future retirement income.
An investment sale can create a capital-gains liability.
A business distribution can change your cash flow and estimated taxes.
An equity-compensation decision can create both tax and investment consequences.
We look at those connections when we're making recommendations.
When appropriate, we coordinate with your CPA and other professional advisors so everyone is working from the same financial picture.
Who These Services Are For
Our clients are typically:
People who have built successful businesses and want their business, taxes, cash flow, investments, and personal wealth working together.
People whose compensation and income have created more financial opportunities—and more decisions to make.
People navigating RSUs, stock options, bonuses, concentrated positions, and the tax decisions that come with them.
You don't need to have every financial decision figured out before you reach out.
That's what the planning process is for.
FAQ
You don't have to decide before we talk.
Our initial conversation is designed to understand your situation and determine whether we're a good fit. From there, we'll explain which level of service makes the most sense based on the amount of planning and implementation support you want.
Yes.
The One-Time Financial Plan is designed to stand on its own, but for many clients it becomes the foundation for an ongoing relationship.
We build your financial picture in RightCapital, analyze the key planning areas, and present our recommendations to you in a dedicated plan presentation.
At the end of that meeting, we'll establish a course of action and identify any decisions that still need to be made.
You'll receive a written follow-up summarizing the recommendations and action items.
The value is not a large PDF report.
It's having a clear understanding of your financial situation, the decisions in front of you, and what to do next.
No.
Ongoing Planning includes financial planning, decision support, implementation assistance, and coordination, but you retain responsibility for managing your investment accounts.
If you'd like professional portfolio management as part of the relationship, Wealth Management combines the two.
Absolutely.
In fact, coordination with your CPA can be an important part of the planning relationship.
We don't replace your CPA. We work alongside them when financial and tax decisions overlap.
No investment minimum is required to begin with financial planning.
The One-Time Financial Plan is available whether or not you ultimately choose to have your investments managed by us.
Keep Exploring
Contact Us
That's exactly what the first conversation is for.
We'll talk about what's happening in your financial life, what you're trying to accomplish, and where you could use help.
Then we'll explain how we can work together.
No documents. No forms. No pitch.
Content should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific situation.
All investments and investment strategies involve risk, including loss of principal. Past performance is no guarantee or indication of future results or performance. Market conditions change continuously.